What's the term for a lender refusing to lend in a specific area, often based on the area's minority make-up

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Answer 1

The term that is been utilized in describing a lender that refuse to lend in a specific area, due to the area's minority make-up is redlining.

Redlining can be regarded as unethical practice, which involves a situation whereby particular financial institution decide not to provide services to people living in poor neighborhoods.

These financial institution usually do this because they think those poor people might not be able to pay back.

We can conclude that redlining is when a lender refuse to lend money to some people due to minority make-up.

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Related Questions

Which of the following types of boundaries is most likely to result in a subduction zone? a. Divergent b. Convergent c. Transform d. All of the above Please select the best answer from the choices provided A B C D.

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The convergent boundary is the type of boundary that is going to most likely result in a subduction zone.

When there is a collision of tectonic plates, subduction zones are created at convergent boundaries.

As the oceanic and the continental crusts collide, there would be a formation of the subduction zones.

At the convergent boundary, one of the tectonic plates would have to slide under another one.

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Answer:

C or B

Explanation:

Galileo is known as the ""father of science"" because

Answers

he made the telescope or something like

which is an aspect of city life that might catch a human ecologist’s attention?

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Based on research studies, the aspect of city life that might catch a human ecologist’s attention is "the decision to make sidewalks narrower so that a city Road can provide on-street parking."

Who is an Ecologist?

An ecologist is a professional or scientist who studies how humans, animals, and plants interact or relate to their environment.

Thus, to understand how humans interact with their environment, a human ecologist would want to know the reason behind making sidewalks narrower so that a city Road can provide on-street parking.

Hence, in this case, it is concluded that the role of human ecologists in understanding humans and their environment is vital.

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Taught that there was no absolute right and wrong.

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Answer:

sophists, i think.

Explanation:

what to do if your social security number is compromised

Answers

Explanation:

go to the nearest security office or station

Friendships are especially important in children's and adolescents' social development because youngsters:

Answers

Answer:

get to feel happy and appreciated

Explanation:

5.
1. Sickle-cell anemia is an inherited disease that
affects red blood cells. In people who have this
disease, one amino acid is substituted for
another amino acid in a blood protein. What
causes sickle-cell anemia?
A. mutation
B. replication
C, translation
D. transcription

Answers

Answer:

MUTATION

Explanation:

Answer:

A. MUTATION.

Explanation:

Sickle cell disease is caused by the “mutation” in the beta-globin (HBB) gene that lead to the production of abnormal version of hemoglobin, known as hemoglobin S. Hemoglobin is one kind of protein responsible for carrying oxygen in RBC ( red blood corpuscles or red blood cells). Abnormal hemoglobin S make red blood cells more fragile and and shape them up to the sickle like. These sickle shaped RBC can block blood flow through the body and can lead to serious problems, like - stroke, eye problems, infections and episodes of pain. Sickle cell disease is a lifelong illness. A blood and bone marrow transplant is currently a the only cure for sickle cell disease.

A child inherit a copy of sickle cell gene from both parents when both of them are carriers of the sickle cell gene or one parent has sickle cell disease and the other is a carrier of it.

Which statements are true regarding a traditional individual retirement account? Choose three answers. Employers create them and match employee contributions. People can contribute to the account until retirement age. People can withdraw money penalty-free at any time. Contributions to the account are limited each year. Contributions reduce taxable income.

Answers

The true statement about this account is that people can contribute to the account until retirement age.

The Traditional individual retirement accounts is one which allow contribution to the account where investments grow tax-deferred until withdrawal during retirement period.

This type of retirement accounts is popular because they are not taxed until retirement.

Hence, the true statement about this account is that people can contribute to the account until retirement age.

Therefore, the Option B is correct.

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Answer:

1. People can contribute to the account until retirement age. 2. Contributions to the account are limited each year. 3. Contributions reduce taxable income. Answers: B, D, E

Explanation:

It can't be "People can withdraw money penalty-free at any time." because withdrawing too early from a IRA with result in 10% early withdrawal penalty.

Question 5 of 10
Which phrase best completes the diagram?

Business banks -> Manage corporate payrolls

Both -> Accept deposits to
checking accounts

Retail banks -> ??

A. Provide cash management services
B. Offer business loans and financing
C. Make short-term loans with high interest rates
D. Make home mortgage loans

Answers

Answer:D

Explanation:Business banking is a company's financial dealings with an institution that provides business loans, credit, savings accounts, and checking accounts.

The phrase best completes the diagram is to make home mortgage loans. Thus, option D is correct.

What is a Mortgage loan?

A mortgage is an arrangement between you and a lender that provides the lender the right to repossess your property if you fail to repay the loan plus interest. Mortgage loans are used to purchase a property or to borrow money against the value of an existing home.

The most significant benefit of a mortgage loan is that you do not have to give up ownership of the property and can obtain the loan at relatively low-interest rates in comparison to most other loans.

A company's financial interactions with an institution that provides business loans, credit, savings accounts, and checking accounts are referred to as business banking.

Making house mortgage loans is the term that best completes the diagram. As a result, option D is correct.

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what are the only large cats that roar together as a group?

Answers

Tiger i dont know

Explanation

Answer:

The only group of large cats that roar together as a group are lions. Their roars can be heard up to 5 miles away.

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HELP PLZ

List the 5 causes of the 1878 laab0r Ri0tt

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Answer:

hope it helps

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who wrote the fundamental constitutions of carolina

Answers

Answer:

I think the answer is John Locke and with the help of Anthony Ashley Cooper (Lord Shaftesbury)

Explanation:

I hope this helps.

government for the Carolinas, the Fundamental Constitutions, drafted in 1669 by Anthony Ashley Cooper (Lord Shaftesbury) with the help of the philosopher John Locke, was largely ineffective because of its restrictive and feudal nature.

Claire, a high school sophomore, tells her school counselor that she believes she is at the peak of her intellectual ability. Her counselor responds that her intellectual abilities will _____________________ throughout adulthood

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Based on sociological theory, Claire's counselor would respond that her intellectual abilities will increase throughout adulthood.

What is intellectual ability?

Intellectual ability is a socio-psychological term used to describe the capabilities needed to vastly think, perceive connections between conditions and problems in current or changing situations.

According to various research studies, humans' intellectual abilities peaked at age 20 and only declined around age 35.

Thus, given that Claire is still in her second year in high school, which means she is probably 11 or 12 years. Therefore, the counselor is expected to say Claire's intellectual abilities will increase throughout adulthood.

Hence, in this case, it is concluded that the correct answer is "Increase."

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The Peloponnesian War resulted in Athens downfall.

Answers

Explanation:

this war was fought btw the two leading city states in ancient greece, athens and sparta

does a person have to respond if called for jury duty

Answers

Answer:

A person does have to respond to Jury Duty,the very rare cases they would get excused would be if they know the people or person in court or if they are injured in the hospital.

Explanation:

Must I respond to my jury duty notice? Yes, it is legally required, and there are penalties for noncompliance. Jurors perform a vital role in the American system of justice.

the religion of judaism differed from the other religions of the time in that it

Answers

Judaism, unlike most religions in the ancient world, was monotheist, meaning that its followers only worship one god rather than a pantheon of gods and goddesses

The religion of Judaism differed from the other religions of the time in that it worshiped only one god. In ancient times, it was quite unique for the society and world to experience such a community that worshipped only one god and practiced monotheism.

What is monotheism?

Monotheism is a practice under which the followers of this ritual or belief, believe in the existence of only one god and worship only one god.

There are many religions in the world, and all of them have different beliefs and philosophies regarding God. There are religions that believe in the existence of multiple gods, such as Hinduism.  However, Judaism is a religion that believes in monotheism.  

It is one of the Abrahamic religions. The other Abrahamic religions are Christianity and Islam.

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Most countries in the world today
1: have a pure command economy
2: have a pure market economy.
3: fall in between a pure command and pure market economy (have a mixed economy).
4:have a traditional economy.

Answers

3 I’m pretty sure !!!

Answer:

i think number 2 is answer

Explanation:

Why was 1994 a historic year for South Africa?*

1: It was South Africa's first democratic election, which meant that all citizens could
vote.
2: It was the year Nelson Mandela died.
3: It was the year dozens of countries lifted their embargoes and resumed trading with
South Africa.
4: It was when South Africa gained independence from Great Britain.

Answers

Answer:

1994 in South Africa saw the transition from South Africa's National Party government who had ruled the country since 1948 and had advocated the apartheid system for most of its history, to the African National Congress (ANC) who had been outlawed in South Africa since the 1950s for its opposition to apartheid.

Answer the question in the photo they are answer chooses

Answers

Answer: Zulus

Explanation:

write an essay evaluating the indian removal act and its effect on americas deveolpment as a nation did it help grow the nation why or why not

Answers

Answer:

The Indian Removal Act was signed into law by President Andrew Jackson on May 28, 1830, authorizing the president to grant lands west of the Mississippi in exchange for Indian lands within existing state borders. A few tribes went peacefully, but many resisted the relocation policy. During the fall and winter of 1838 and 1839, the Cherokees were forcibly moved west by the United States government. Approximately 4,000 Cherokees died on this forced march, which became known as the "Trail of Tears."

Explanation:

anthropologist david vine studies the effects of u.s. militarization on the u.s. population as well as the effectiveness of military bases abroad. identify the statements that describe the effectiveness of u.s. military bases.

Answers

According to the study of the anthropologist David, it can be inferred that US military bases and military actions are ineffective ways of solving international problems (option A)

Since its formation, the United States has been a very influential country worldwide. Today it is one of the world's economic powers and its influence on other countries transcends all kinds of issues.

After World War II, the United States and the Soviet Union shared the label of being world powers. This unleashed competition in all aspects to prevail globally over its rival. Due to the above, the US intervention in other countries intensified as in the case of:

VietnamSouth KoreaEuropeSouth AmericaMiddle East

These interventions have been aimed at solving different problems in the countries. However, the result has been adverse because this only intensifies the problem of violence, violating the self-determination of the people.

According to the above, the most correct conclusion reached by the anthropologist David is that the intervention of the United States has not contributed significantly to the improvement of the problems in other countries.

Note: This question is incomplete because the options are missing. Here are the options:

A. U.S. military bases and military actions are ineffective ways of solving international problems.B. U.S. military bases are effective in benefiting indigenous peoples.C. U.S. military bases are effective in benefiting U.S. citizens.D. U.S. military bases create more jobs for U.S. citizens than would funding education and health-care industries within the United States.

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in explaining the behavior of others, the fundamental attribution error referes to our tendency to underestimate the impact of

Answers

Answer: The fundamental attribution error refers to our tendency to underestimate the impact of situational influences

Explanation:

which hogwarts professor is usually in charge of decorating the christmas trees?

Answers

Professor Flitwick

im 100% sure.

What happens in the war of 1812 in the West?

Answers

War of 1812, conflict fought between the United States and Great Britain over British violations of U.S. maritime rights. It ended with the exchange

Answer my question plzzzz!,!!

U will get brainlest and pointsss!

Answers

Answer: I’d help, but you are cheating. I will not allw you to plaigarize my paragraph.

Explanation: :) don’t cheat.

Make a poster on CLEAN UP CAMPAIGN IN UAE.

Answers

Answer:

see the pic

Explanation:

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The age of technology has led to a reduction in the amount of social movements.
True or False.

Answers

I find this True but I’m not 100% sure as it’s based off my personal opinion.

A one-year-old child learns that the furry animals with bushy tails she sees outside her window are squirrels. Later she sees chipmunks outside the window and believes those are also squirrels. Which Piagetian concept is the child demonstrating

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Considering the situation described above, the Piagetian concept the child is demonstrating is the "Assimilation."

What is the Assimilation in Paigetian Concept?

Assimilation is a term that describes how humans comprehend and adjust to new information.

Assimilation occurs when individuals try to adjust new information into pre-existing cognitive schemas.

This implies that Assimilation occurs individuals encounter new or unusual information and utilize the past learned information to understand it.

Therefore, when the child sees chipmunks outside the window and believes those are squirrels using her previously learned information, this is an example of Assimilation.

Hence, in this case, it is concluded that the correct answer is the Assimilation.

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There is no provision for any sort of ballot proposition at what level?

Answers

Answer:

Ballot measures or ballot propositions are proposals to enact new laws or constitutional amendments or repeal existing laws or constitutional amendments that are placed on the ballot for approval or rejection by the electorate. There are several different kinds of ballot measures:2. An initiative is a proposal of a new law or constitutional amendment that is placed on the ballot by petition, that is, by collecting signatures of a certain number of citizens. Twenty-four states have the initiative process (list). Of the 24 states, 18 allow initiatives to propose constitutional amendments and 21 states allow initiatives to propose statutes. In most cases, once a sufficient number of signatures has been collected, the proposal is placed on the ballot for a vote of the people ("direct initiative"). In some cases, the proposal first goes to the legislature, and if approved by the legislature, is not voted on by the people ("indirect initiative"). For constitutional amendments, 16 states allow direct initiatives and two allow indirect initiatives. For statutes, 11 states allow direct initiatives for statutes, seven allow indirect initiatives, and two states (Utah and Washington) allow both direct and indirect initiatives.

3. A referendum (sometimes "popular referendum") is a proposal to repeal a law that was previously enacted by the legislature, and that is placed on the ballot by citizen petition. A total of 24 states permit referendums, most of them states that also permit initiatives. Although the Progressives considered the referendum as important as the initiative, in practice, referendums are fairly rare, especially compared to initiatives.

4. A legislative measure or legislative proposition (or sometimes "referred" measure) is a proposal placed on the ballot by the legislature. All states permit legislative measures (list) and all states except for Delaware require constitutional amendments to be approved by the voters at large. In some states, legislatures place nonbinding advisory measures on the ballot. Legislative measures are much more common than initiatives and referendums, and are about twice as likely to be approved. Some states, such as Florida, also allow certain commissions to refer measures to the ballot.

5. There is no provision for any sort of ballot proposition at the national level in the United States. 

Communication difficulties in pervasive developmental disorders can include __________, in which there is a disturbance in the rate, rhythm, or intonation of speech.

Answers

Communication difficulties in pervasive developmental disorders can include stuttering, in which there is a disturbance in the frequency, rhythm or intonation of speech.

Stuttering can arise in children with global disorders due to emotional stress, social challenges and environmental changes.

Therefore, there needs to be professional monitoring of individuals who have a global developmental disorder for encouragement, such as the ABA method, which is a therapy focused on reinforcing skills and appropriate behavior.

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Which of these is true for a daughter cell produced by mitosis? Va A rail wagon of mass5000 kg moving at a velocityof 1.6 ms-1 collides with astationary wagon of mass3000 kg (see Figure 4). Afterthe collision, the 3000 kg wagonmoves away at a velocity of1.5 ms-1. Calculate the speedand direction of the 5000 kgwagon after the collision. PLEASE HELPPPILL GIVE 5 STARS TY A business produces picnic tables and benches. The business currently produces 20 tables and 10 benches per week. An increase in demand for benches has the business considering a change to 15 tables and 15 benches per week. What is the trade-off the business must make?(1 point)A. The choice between the net profit of the new production schedule and the net profit of the old production scheduleB. The difference between the profit of 20 tables and the profit of 15 tablesC. the difference between the profit of 10 benches and the profit of 15 benchesD.the choice between the cost of the new production schedule and the cost of the old production schedule Write the affirmative t command for each of the following verbs.poner if f(x)=3^x+10 and g(x)=2x-4, find (f+g)(x) I need to know the area of this triangle and I would like to have an explanation because I dont know how to do it I know the formula just not how to get the height In what practical way did war bonds benefit citizens who purchased them? The military did not draft anyone who bought bonds. Bond purchasers did not have to ration as much as others. Bonds helped many business owners make higher profits. The government repaid bond purchasers with interest. There are 25 rows of 18 stckers on a sheet. How many stickers are there on a sheet. How many on 40 sheets? Your school made it to the playoffsin football and is selling t-shirts toCelebrate their success for $10 each. The costto make the shirts is 5 each plus a onetime set ur fee of $20. Find the value of two numbers if their sum is 147 and their difference is 51No links An equation of a line is y = 3x -7. What would the SLOPE of a line parallel to this equation be? Arrange the following steps in an appropriate order for program execution: - Step A: translates the source code into the target machine code - Step B: preprocesses the source code - Step C: writes the source code - Step D: links object code to other library filesWhich one is correct:A) D, C, B, AB) C, A, D, BC) A, B, C, DD) C, B, A, D 3-star1%5.0/52-star1%2 reviewsThis or that?Which UNESCO site is locatedin the southern hemisphere?ORLos Glaciares National ParkEllora Caves2 of 10 Define quadrilateral triangle ? Give two examples Free Response QuestionA. Identify the major religion and the ethnicity in the documentary Fordson: Faith, Fastingand Football. (4 pts)B. Describe the town of Dearborn, Michigan. (4 pts)C. Explain the migration process and patterns that brought many Muslims to Dearborn,Michigan and the economic impact Arabs have on the community. (6 pts)D. Explain how the culture of the Muslim residents of Dearborn diffused with the existingAmerican culture. (4 pts)E. Define Ramadan. (2 pts)F. Explain how Ramadan affected the football team and players at Dearborn Fordson HighSchool. (4 pts)G. Explain how religion and ethnicity are both a centripetal and a centrifugal force inDearborn, Michigan. (4 pts)H. Compare the similarities and differences of Dearborn Fordson High School with NaplesHigh School. (Hint: be sure to make geographic connections in your response) (4 pts) Select the correct answer from each drop-down menu. If the firm is at point D and decides to increase the production of bike tires by 300 units, the opportunity cost will be truck tires. If the firm is at point B and decides to increase the production of truck tires by 400 units, the opportunity cost will be bike tires. Define Sad? And give some examples explain how atoms and molecules are important for life processes is walking at a constant speed of 2.5 miles per hour. How far can she walk in 8 hours? Complete the table and plot the points to solve.