Considering the case, of Kelvin, if he currently insured under Leroux for his medical insurance under Plan A, then, Costs for regularly scheduled health care will go down, but Kevin may end up paying more if he finds himself seriously ill or injured.
What is health insurance?
Health insurance can be regarded as the type of insurance that cover hospital visits as well as prescription drugs and wellness care.
Most health insurance do cover some other range of services such as cosmetic procedures and beauty treatments.
Since, Kelvin is currently insured under Leroux, then Costs for regularly scheduled health care will go down.Learn more about health insurance at:
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Answer:
A!!!!!!!
Explanation:
Just believe me I got this
IBM expects to pay a dividend of $5 next year and expects these dividends to grow at 7% a year. The price of IBM is $90 per share. What is IBM's cost of equity capital
Based on the information given, IBM's cost of equity capital is 12.56%
Share Price = Dividend Next Year / [Cost of Equity - Growth Rate]
$90 = $5 / [R - 0.07]
$90 * {R - 0.07] = $5
{R - 0.07] = $5/$90
R - 0.07 = 0.055556
R = 0.055556 + 0.07
R = 0.125556
R = 12.56%
In conclusion, IBM's cost of equity capital is 12.56%
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Sean’s mother had to make an emergency purchase of a new tire because her tire went flat while she was traveling to the store. She is not sure how much money she has in her checking account. Which method of payment should she use to be financially responsible?
She should pay by telephone with her debit card.
She should pay with a debit card.
She should pay with a credit card.
She should pay with a check.
Answer:
c. She should pay with a credit card.
Explanation:
Credit cards are basically loans that the banks give to the customer to use and pay back before the due date.
Now if Sean's mother does not know how much money she has, she must use the credit card because to be financially responsible and pay the type services their due amount.
Later she can check her account details and make payments to the bank as per requirement.
Explanation:
The most financially responsible option for Sean's mother would be to pay with a debit card. The correct option is B.
Why debit card is better than cash?You can carry out purchases using a debit card rather than scrambling for cash, looking through your pockets or handbag for exact change, writing a check, or visiting an ATM. It's also more convenient than ever thanks to the increase in companies accepting debit card payments.
This is because a debit card transaction deducts the payment directly from her checking account, so she can only spend the money she actually has available. This can help her avoid overspending or going into debt.
Paying by telephone is also a convenient option, but it is important for Sean's mother to make sure she is using a secure and trusted payment system to protect her personal and financial information.
Using a credit card or writing a check are also options, but they may not be as financially responsible in this situation. With a credit card, Sean's mother would be borrowing money and may incur interest charges if she doesn't pay the balance in full. Writing a check may take longer to process and may not be accepted by all tire shops.
Thus, the ideal selection is option B.
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Under FINRA rules, a readily apparent reference to BrokerCheck and hyperlink to the BrokerCheck website is required: ___________
a. only on a member firm's initial webpage that is intended to be viewed by retail investors
b. only on a member firm's web page that includes a professional profile of a registered person who conducts business with retail investors
c. on both a member firm's initial webpage that is intended to be viewed by retail investors and any web page that includes a professional profile of a registered person who conducts business with retail investors
d. on every page of a member firm's website that is intended to be viewed by retail investors
Under FINRA rules, the website is required: C) on both a member firm's initial webpage that is intended to be viewed by retail investors and any web page that includes a professional profile of a registered person who conducts business with retail investors.
FINRA which full meaning is Financial Industry Regulatory Authority is an industry that help to protect investors by ensuring that the buyer and seller of securities which are the brokers operate with utmost fairness and integrity.
Financial Industry Regulatory Authority made it mandatory that a readily apparent reference should be shown on the webpage of those that are registered member of the firm which is to be viewed investor.
And any registered individuals webpage who has a professional profile and who as well carryout business with the investor.
Inconclusion under FINRA rules a readily apparent reference should appear on both a member firm's initial webpage and any web page that includes a professional profile of a registered person.
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Allan borrowed $4200 from his father to buy a car. He repaid him after 4 months with interest of 7% per year. Find the total amount he repaid.
The total amount Allan repaid is $4,297
Allan borrowed $4200
He repaid it after 4 months
The interest incurred is 7%
The total amount Allan can be repaid can be calculated by multiplying the amount he borrowed by the number of months and interest
= 4,200 × (1 + 7/100 × 4/12)
= 4,200 × (1 + 0.07×0.333)
= 4,200 × (1+0.0231)
= 4,200 × 1.023
= 4,297
Hence the total amount he repaid is $4,297
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What does the phrase "like animals escaped from their caves" imply about the sun's impact on the children? (Paragraph 60)
A
The sun makes the children violent.
B
The sun makes the children feel free.
C
The sun turns the children against each other.
D
The sun causes the children to understand Margot.
This question is about the phrase "Like animals escaped from their caves".
This phrase refers to the impact of sun on children. Children are innocent and they want to enjoy their life. They do not have worries of life.
They are free from stress. If weather is rainy or snowy it may hinder children from going out.
Children will have to stay inside their house due to bad weather conditions so they will loose their creativity.
The Phrase "Like animals escaped from their caves" means sun will compliment children to play and go outside.
The correct answer is B. The sun makes the children feel free.
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Bridgman is a candy maker who uses machines that generate noise and vibration. Sturges is a doctor next door whose consulting room is on the boundary of Bridgman's property and so is affected by the noise and vibration. The court has granted the doctor an injunction that prevents Bridgman from using his machinery. Assume that the transaction costs required for Bridgman and Sturges to get together and bargain are negligible. Based on this information, which of the following statements is correct?
a. Sturges will pay Bridgman to reduce the production level of candies.
b. If the court ruled that Bridgman had the right to produce candies, then Sturges would have had to close his surgery.
c. Bridgman will have to close down his firm.
d. None of the listed answers is correct.
e. The court's role was to establish the initial property rights of the two parties.
Based on this information the correct statement is that the court's role was to establish the initial property rights of the two parties.
The answer to this question is option e.Given that both this doctor and the candy maker have the sole rights to their properties, the property right gives them the right to keep others away from their properties.
If this court is stopping the candy maker from doing business, then the court is against his property right. Therefore the court first had to establish the initial rights here.
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__________________ occurs when there are different sets of organizational rules operating, and individual workers find it difficult to reconcile these rules.
Based on business organization management, Loss of Control occurs when there are different sets of organizational rules operating, and individual workers find it difficult to reconcile these rules.
What is Loss of Control?Loss of Control is the term used to describe the situation whereby different units of the organization are performing tasks that benefits the units alone rather than a common goal.
Loss of Control can also be likened to a situation where individual workers find it hard to harmonize rules from different top management in the firm or company.
Loss of Control usually occurs as a result of Decentralization.
Hence, in this case, it is concluded that the correct answer is Loss of Control.
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how did consumerism help cause the great depression?
You work for a company that provides payroll automation software to its clients. You are creating a program that will automate payroll tasks for small businesses with few employees. You are on track to meet your deadline for the project, and you anticipate having a lot of money leftover in the project budget. Mid-project, you receive a call from the human resources manager at MakeStuff, a company that will use the small-business payroll software. The manager informs you that MakeStuff has decided to offer its employees a 401k investment option and asks whether the small-business payroll program can automatically manage 401k investments. Currently, the project plan does not include that function, but you believe making the addition would be valuable to your business. You are worried about requesting permission to add this functionality for two reasons. First, the deadline for this project is very close, and it cannot be moved. Second, you have created software that automates flexible savings account management, but you haven't automated 401k investments before, and you know they are more complicated. You must fill out a change order form to request this change. Select the best option for each portion of the form.
a. Purpose of Change
b. Scope of Change
c. Plan for Change
d. Risk Analysis
e. Backout Plan
Answer:
C. plan for Charge or A. Risk analysis
You work for a company that provides payroll automation software to its clients.--------. You must fill out a change order form to request this change. The best option for each portion of the form is: Purpose of Change. Thus option (a) is correct.
What is a company?A company is a natural legal entity or an enterprise that is formed by the association of a group of people. A company can be a commercial or an industrial enterprise and the people in it work together towards achieving a common objective or goal which is basically for profit earnings.
A company has a particular business structure and that can be a sole proprietorship; partnership; limited liability partnership; company or corporation.
You work for a company that provides payroll automation software to its clients.--------. You must fill out a change order form to request this change. The best option for each portion of the form is: Purpose of Change. Therefore, option (a) is correct.
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True or False: The purpose of a Sprint is to produce a valuable and useful Increment of working product.
Based on the business management system, it is True that the purpose of a Sprint is to produce a valuable and useful Increment of working products.
What are Sprints?Generally, Sprints is a brief, time-boxed period utilized by the scrum team to complete a set amount of work rapidly.
Sprint as a time-box of a month or less is used by working teams to enhance their working activities.
Hence, in this case, it is concluded that the correct answer is "True."
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to implement the marketing concept, a firm must first
Answer:
obtain information about its customers' needs
Explanation:
You must know what your customers' needs are before you try to satisfy them.
Inflexible or unreliable processes cause organizations to produce goods before they are required; this is called: A. excess motion. B. inappropriate processes. C. overproduction. D. defects.
According to business operation and standards, inflexible or unreliable processes cause organizations to produce goods before required; this is called "Overproduction."
What is Overproduction?Overproduction is a term used to describe a situation in which a business firm produces or supplies an excess quantity of products that is way more than the quantity demanded in the market.
Overproduction of products usually leads to lower prices and sometimes unemployment of labor.
Hence, in this case, it is concluded that the correct answer is option C. "Overproduction."
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Professor Patty is very distraught that three students in her class cannot afford to buy the 42- chapter book for the course. The book is used for two semesters, although not all students take the second semester. She finally tells the three students that she will make copies of the first 21 chapters for them, at no charge. Professor Patty makes the copies and gives each chapter to the students prior to her coverage of the relevant chapter in class. If Professor Patty is sued for copyright infringement: __________
a. she wins because the fair use doctrine permits the use of the work for educational purposes.
b. she wins because she is not copying the entire book but only 21 chapters of it and is not making a profit.
c. she loses because by making and distributing the chapters, she is diminishing the value of the book on the national market.
d. she loses because she is copying whole sections and a significant portion of the book.
Answer: C
Explanation:
Carrie owns a boutique shop that sells decorative, handmade pottery. She's choosing an online ad campaign to allow a seamless shopping experience for her potential customers. What's one benefit that Shopping campaign ads will offer Carrie?
The main benefit that the shopping campaign ads will offer Carrie is that it will help to give detailed information about her product before they click the ads,
Basically, the shopping campaigns ads is a advert placed online or website to attract prospective customer
This ads campaigns help business-owners to promote their products because its gives the users detailed information about what they are selling even before they click on the ad.In conclusion, the main benefit that the shopping campaign ads will offer Carrie is that it will help to give detailed information about her product before they click the ads,
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during the holidays you pick up some toys at target. when the cashier asks you, "do you need any batteries for these?" she is using a technique called:
The technique used by the cashier is suggestive selling.
Suggestive selling is a selling method used when an employee suggests or recommends an additional good that would suit an item purchased by a customer. suggestive selling is also known as add-on selling.
The aim of suggestive selling is to increases the sales of a company.
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What is the BEST way to stay organized? Person with a descriptive and correct one sentence answer will receive brainliest for their hard efforts.
Answer:
Jssjnsnss is a great place to work for and it is a great place to work for and it will help us out to the best of our experience as well as the best and fastest growing business in the
Answer:
watch your behavior to identify actions that contribute to the problem of being disorganized and commit to changing problem behaviors.
Explanation:
(or incorporate the most important organizing tasks into routines.)
A company reports on the cash basis. During the company's first year of business, it had sales on account of $1,000,000, inventory purchases on account of $400,000, and other expenses of $200,000. At the end of the year, the company had accounts receivable, inventory, and inventory related accounts payable of $100,000, $10,000, and $50,000, respectively. What is the company's cash-basis income for its first year of operations
Based on the information given the company's cash-basis income for its first year of operations is $350,000.
First step
Net sales revenues =Sales - Account receivable
Net sales revenues= $1,000,000 - $100,000
Net sales revenues = $900,000
Second step
Net expenditure on purchases =Inventory purchases - Account payable
Net expenditure on purchases =$400,000 - $50,000
Net expenditure on purchases = $350,000
Third step
Cash-basis income =Net sales revenues - Net purchases expenditure - Other expenses
Cash-basis income= $900,000 - $350,000 - $200,000
Cash-basis income= $350,000
Inconclusion the company's cash-basis income for its first year of operations is $350,000.
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A parcel of land is 140 feet by 75 feet and the seller is asking $130 per square foot. What is the asking price
The asking price is $1,365,000 if a parcel of land is 140 feet by 75 feet and the seller is asking $130 per square foot. The cost or current market value of a residence divided by the square footage of the home yields the average price per square foot.
Why is the price per square foot important?The price per square foot might help you determine whether a house is reasonably priced. If you're seeking to buy a home, it can help you decide what kind of offer to make. You should work together with your real estate agent and carefully evaluate sales comparables.
Given
Dimension of Parcel of land = 140 feet by 75 feet
Cost per feet = $130
Required to calculate the asking price of land =?
Price = Total sq. feet x cost per feet
Price = 140 x 75 x 130 = $1,365,000
Thus, the asking price for a parcel of land is $1,365,000.
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What is the chief benefit to using a
Capitalistic economic system where
the government does not interfere
with the operation of the free market
(Supply & Demand)?
A. Society always maximizes its economic surplus and
opportunity.
B. A small percentage of the population takes control
of a large percentage of the available resources.
C. The most educated in society make the most
influential decisions.
Answer: A
Explanation: I had it
On September 1, Sky Mountain Company borrowed $200,000 on a 6%, 9-month note payable to Coast National Bank. Given no previous adjusting entries have been recorded, Sky Mountain's adjusting entry four months later at December 31 would include a:
Answer:
i dont get the question
Explanation:
what country is home to the world’s oldest continuously-operating business?
Answer:
Japan is the home to the worlds oldest operating Bush
A(n) _______ is a social responsiveness strategy in which a company admits responsibility for a problem but does the least required to meet societal expectations.
Research
independent organizations that fund product safety. Name the organization, how much money they make
PLEASE HELP
Select the two statements about owners of equity in a business that are TRUE.
Question 6 options:
A Partner owns equity.
Contractors own equity.
All stakeholders own equity.
Founders own equity.
Considering the equity ownership analysis, the two statements about owners of equity in a business that is TRUE include "A Partner owns equity and Founders own equity."
What is Owners Equity?Owners Equity is a business term that is used to describe the right of the owners to the business assets after the liabilities are removed.
Given that owners' equity relates to the business's assets, then it is concluded that the founders and partners of the business own equity.
Hence, in this case, it is concluded that the correct answer is options A and D.
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One concern over external national debt is that interest and principal payments transfer wealth overseas. The percentage of the national debt held in recent years by foreigners is approximately:
Answer:
26.70 trillion
Explanation:
Answer:
30 percent
Explanation:
I know it sounds sketchy but i myself just took this test a few days ago
Because of an accident Royce was involved in, his insurance company has increased his annual premium for auto insurance by 5. 2%. His original policy was set up using the premiums listed below. What is his new annual premium after the increase for the accident?.
Premium is often paid by people based on some kinds of services offered.
From the picture attached, we can see Royce' premiums for the previous year, which were;
Bodily injury $22.50 Property damage $144.75 Collision $275.75 Comprehensive $100If you add all together, the total premium of the policy was $543
Note that the premiums will increase by 5.2%,
therefore, the new total premium will be = $543 x 1.052 = $571.24
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Why do employers prefer employers with good work ethics
Identify the percent increase in total sales and the percent increase in sales of trench coats. Then find which percent of increase is greater and by how much greater it is than the other. (Round your answer to the nearest tenth. ) a. Sales of trench coats increased 0. 7 percentage points faster than total coat sales. B. Sales of trench coats increased 8. 3 percentage points faster than total coat sales. C. Total coat sales increased 2. 5 percentage points faster than sales of trench coats. D. Total coat sales increased 10. 7 percentage points faster than sales of trench coats.
The percentage increase in the total sales for 2006 is 15% while the increase in sales of the trench coats is 23.3%; therefore the percentage increase in total sales of trench coats is 8.3% faster.
Computation:
1. The total amount of sales for 2006 and 2007:
[tex]\begin{aligned}\text{Sales of 2006}&=103+297+210+213+137\\&=960\end{aligned}[/tex]
[tex]\begin{aligned}\text{Sales of 2007}&=127+223+210+285+259\\&=1104\end{aligned}[/tex]
2. Now, the percentage increase will be determined for the total number of coats and trench coats:
For the total number of coats, the values used will be the total sales of 2006, and total sales of 2007.
[tex]\begin{aligned}\text{Percentage Increase}&=\dfrac{\text{Sales of 2007}-\text{Sales of 2006}}{\text{Sales of 2006}}\times100\\&=\dfrac{1104-960}{960}\times100\\&=15\%\end{aligned}[/tex]
For the trench coats the values used will be the sale of trench coats in 2006 and 2007.
[tex]\begin{aligned}\text{Percentage Increase in Sale of Trench Coat}&=\dfrac{\text{Sales of 2007}-\text{Sales of 2006}}{\text{Sales of 2006}}\times100\\&=\dfrac{127-103}{103}\times100\\&=23.33\%\end{aligned}[/tex]
3. Now, the net percentage increase in sales due to the trench coats is computed as follows:
[tex]\begin{aligned}\text{Net Percentage Change}&=\text{\text{Percentage Increase in Trench Coat}-\text{Percentage Increase}}\\&=23.33\%-15\%\\&=8.3\%\end{aligned}[/tex]
Therefore, the correct option is option B. Sales of trench coats increased 8. 3 percentage points faster than total coat sales.
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2. Read the following data from Maria's personal monthly bank statement and answer the questions that follow:
Rent: $850
Groceries: $276.89
Public transportation: $45
Utilities: $135.24
Entertainment: $150.26
a. Enter Maria’s data into a spreadsheet program. Be sure to include proper headings.
b. Maria would like an efficient way to analyze how she spent her money this month. Using the spreadsheet program, create a bar graph representation of her monthly expenses. Briefly describe how you create the bar graph.
c. Based in the bar graph representation, what is one thing you would recommend to Maria in the future?
Answer:
I would recommend C for answer
The type of research that compares a product or service with a competitor’s is called ?
focus groups
environmental research
market research
market intelligence tools
competitive research
