Answer:
is used to measure the rising increase in prices of goods and services in a country over a certain period of time
Explanation:
Paul obtains a $300,000 mortgage loan a 5/1 interest-only ARM with a 10 year balloon at a 3% start rate, a 2% margin, and 2/6 caps. The initial monthly payment for the loan is $750. On the anniversary date of the loan, the index being used adjusts as follows: Year 1: 2.50% (initial year); Year 2: 2.75%; Year 3: 3.25%; Year 4: 3.50%; Year 5: 3.75%; Year 6: 3.00%; Year 7: 2.80%; and Year 8: 5.00%. What will be Paul's monthly payment in year 4
Paul's monthly payment in year 4 is $1,050.
Data and Calculations:
Mortgage loan = $300,000
Mortgage term = 10 years
5/1 interest-only ARM rate = 3%
Interest margin = 2%
Interest caps = 2/6
Initial monthly payment = $750
The index adjustment is as follows:
Year 1 2.50% (initial year)
Year 2 2.75%
Year 3 3.25%
Year 4 3.50%
Year 5 3.75%
Year 6 3.00%
Year 7 2.80%
Year 8 5.00%
Thus, Paul's monthly payment in year 4 is $1,050 ($750/2.50% x 3.50%).
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Amaya is a member of a new product design team. The team leader proposed a process that would get quick results, but Amaya was concerned quality would suffer. Due to _______, Amaya did not voice her concern as she did not want to appear unsupportive of the team.
People often have different suggestions and may or may not agree with each other. Due to groupthink, Amaya did not voice her concern as she did not want to appear unsupportive of the team.
Groupthink is known to be a situation that takes place when a group of individuals arrive at a consensus without critical reasoning or looking into the repercussions or alternatives.It is often based on a common desire not to anger the balance of a group of people.
It can also be regarded as a psychological phenomenon where individual strive to meet a consensus within a group.
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What is the formula for calculating simple interest?
A. Simple interest - Principal - Rate < Time
B. Simple interest = Principal - Rate + Time
C. Simple interest = Principal Rate < Time
D. Simple interest = Principal + Rate < Time
Explanation:
the formulary for calculating simple interest is
simple interest= principal×rate×time/100
the formula for calculating simple interest is Simple interest = Principal - Rate + Time
What is simple interest?Simple interest is a calculation of interest that doesn’t take into account the effect of compounding. In many cases, interest compounds with each designated period of a loan, but in the case of simple interest, it does not. The calculation of simple interest is equal to the principal amount multiplied by the interest rate, multiplied by the number of periods.
"The period must be expressed for the same time span as the rate. If, for example, the interest is expressed in a yearly rate, such as in a 5% per annum (yearly) interest rate loan, then the number of periods must also be expressed in years. Note that sometimes changes to interest rates may be expressed in basis points (BPS). It may be worth your while, as a financial professional, to learn how to convert BPS into interest rates.
What is principal?Principal is most commonly used to refer to the original sum of money borrowed in a loan or put into an investment. It can also refer to the face value of a bond, the owner of a private company, or the chief participant in a transaction.
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The qualitative characteristic of using the same accounting method each period over time refers to the concept of
An investor purchased 50 shares of stock in a company in 2015. At the time the investor purchased the stock, the value of the stock was priced at $5 per share. The investor sold all 50 shares of stock in 2019. The value of the stock at the time of sale was $6.50 per share. What is the capital gain the investor earned on this investment?
$250
$325
$75
$50
Answer:
$75
Explanation:
$5 to $6.5 is a 1.3% increase and if the investor bought 50 shares of $5 he bought a total of $250 worth of stock. If you multiply the $250 by 1.3% it will be $325. But the question asks for the capital gain so you would subtract $325 and $250 which is $75.
If the value of the stock at the time of sale was $6.50 per share. The capital gain the investor earned on this investment is $75.
Capital gainUsing this formula
Capital gain=(Number of shares× increase in value of stock)
Let plug in the formula
Capital gain=[50x ($6.50 per shares- $5 per shares)]
Capital gain=50× $1.50 per shares
Capital gain=$75
Therefore the capital gain the investor earned on this investment is $75.
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Explain the difference between goods and services.
Answer:
Goods are things you buy. For example, if you were to buy fruits from a supermarket, you would be buying goods. Services are something you pay for to benefit you in some way. If you were to go to a hair salon or a nail salon, you would be paying for services.
Explanation:
Answer:
is your fat
Explanation:
is your fat
What is the GDP?
A.
The value of the products and services produced in a country
B.
The natural environment of a country
C.
The geographical location of a business
D.
The capitalist system used in the U.S.
Please select the best answer from the choices provided
A
B
C
D
Answer:
the market value of all the final goods and services produced in a specific time period
Explanation:Gross domestic product (GDP) is a monetary measure of the market value of all the final goods and services produced in a specific time period
When a firm depends on customer advocacy for the promotion of its products, it faces which challenge?
A challenge which would faced by a business firm that depends on customer advocacy for the promotion of its products is: It is difficult to control the promotional messages created by customers.
Customer advocacy can be defined as a strategic process in customer service that involves a business firm placing its focus on what is deemed to be best for its end users or customers. Thus, it typically involves a business firm putting the needs of its customers first while delivering a solution-based assistance through its products and services.
However, a challenge which would faced by a business firm that depends on customer advocacy for the promotion of its products is that it is usually difficult to control the promotional messages created by customers, whether or not it is in line with firm's policy and standards.
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If you decide to advertise in a newspaper, which tip could be used to help you write an effective and appealing ad?
If you decide to advertise in a newspaper, the tip that could be used to help you write an effective and attractive ad is to create a headline that catches your target audience's attention, as this is the first contact with your ad that may cause interest in advertising.
Some tips for writing an effective ad in a newspaper are:
Determine the target audienceDetermine ad contentBuild a good layoutOffer unique opportunitiesCall consumers to actionTherefore, it is essential that when choosing the channel where your ad will be published, you verify that it is the most appropriate channel to attract the attention of your audience.
In a newspaper, it is effective to use advertisements that portray urgency, opportunity, and calls to action.
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a $5,000 tv ad will cause 250 people to attend a show, while a $4,000 newspaper ad will cause 280 people to attend. bob wants to use the most effective method to get 500 people to attend a show. which advertising method should he use?
i will advice Bob to use the most effective method which is Newspaper advertisement for his show.
The data collected includes:
$5,000 tv ad will make 250 people to attend the show.$4,000 newspaper ad will make 280 people to attend the show.From the data, we will observe that the newspaper advert is more economical and cost saving because Bob will be able to spend less and get more people to his show in comparison to Tv ads.
In conclusion, i will advice Bob to use the most effective method which is Newspaper advertisement for his show
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Which of the following is a positive impact of technology on society? Staying connected Global deterioration Decreased human interaction Inactive lifestyles
Answer:
Staying connected
Explanation:
HELP LOTS OF POINTS!!
Which information in the accounts payable subsidiary journal is entered after
the amount of credit or debit?
A. The name of the vendor
B. The terms of the sale
C. The balance
D. The date
Answer:
D
Explanation:
Answer: the balance
Explanation: because
Given the following information of a trader calculate the total current assets?
Motor van $3000
Prepaid rates $ 500
Debtors. $3000
Stock. $. 700
Accrued wages. $. 75
Equipment. $500
A. $ 4200
B.$ 5000
C.$2400
D.$3700
Answer:
A.
Explanation:
CORRECT IF IM WRONG
SORRY FROM NO EXPLANATION
Match each type of employment with its definition (2 points)
Unemployment resulting from mismatches between
employer needs and employee skills.
Unemployment associated with workers who are
between jobs
Unemployment associated with the highs and lows of
the business cycle.
:: frictional unemployment
cyclical unemployment
* structural unemployment
Each type of employment has been matched with its definition thus:
Frictional unemployment: Unemployment associated with workers who are between jobs Cyclical unemployment: Unemployment resulting from mismatches between employer needs and employee skills. Structural unemployment: Unemployment associated with the highs and lows of the business cycle.There are different causes of employment. Frictional unemployment is the timeframe between the period an individual lost his job and seeks another.
Structural unemployment is a result of inconsistencies in the labor market.
Cyclical unemployment occurs when the demand from the employee is not met with the skills of the employer.
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Answer:
Here, Give me my brain
Explanation:
Cyclical unemployment- Unemployment associated with the highs and lows of the business cycle.
Structural unemployment- Unemployment resulting from mismatches between employer needs and employee skills.
Frictional unemployment- Unemployment associated with workers who are between jobs.
Just took the test, the other answer is mixed up
If a product is considered a bundle of attributes, what would be two attributes of a tube of toothpaste
If a product is considered a bundle of attributes, the two attributes of a tube of toothpaste will be: Weighs 10 grams and is Water resistant.
A product is considered a bundle of attributes that could be tangible or not.
In describing the product attributes of a toothpaste tube, we could reference the fact that it is lightweight and is resistant to water.
These attributes are the features that make the product attractive to consumers.
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Answer: Flavor of toothpaste & Size of container
Explanation:
The correct answer for smartbook.
3. Lesley bought 4 bags of pretzels and 2 boxes of granola bars for $13.50. Landon bought 1 bag of pretzels and 5 boxes of granola bars for $17.55. What is the cost for one bag of pretzels? What is the cost for a box of granola bars?
Answer:
Problem 3: Let x = price of bag of pretzels Let y = price of box of granola bars
We have Lesley's purchase: 4x+2y=13.50
And Landon's: 1x+5y=17.55
We can use the elimination method. Let's negate Landon's purchase by multiplying by -1. -1x-5y=-17.55
We add this four times to Lesley's purchase to eliminate the x variable.
2y-20y=13.50-70.2
-18y=-56.7
y = $3.15 = Price of box of granola bars
Plug back into Landon's purchase to solve for pretzels.
x+5*3.15=17.55
x+15.75=17.55
x = $1.80 = price of bag of pretzels
Problem 4.
Let w = number of wood bats sold
Let m = number of metal bats sold
From sales information we have: w + m = 23
24w+30m=606
Substitution works well here. Solve for w in the first equation, w = 23 - m, and plug this into the second.
24*(23-m)+30m=606
552-24m+30m=606
6m=54
m=9 = number of metal bats sold
Therefore since w = 23-m, w = 23-9 = 14. 14 wooden bats were sold.
Explanation:
Answer:
1=1 2+2=4 so lesley gas many ptretzels ans granola bars =mc square
Explanation:
what activities does marketing involve besides selling?
Answer:The activities involved in marketing are
Product and Service Selection. A manufacturer or service provider ideally listens to its customers and prospects before making product and service decisions.
Product or Service Pricing
Product Placement Activities
Incentives and Promotional Activities.
Explanation:
the tax cut will have a larger impact on aggregate demand in the economy with the .
The larger impact will be felt on aggregate demand in the economy and the Larger MPC when there is tax cut.
Tax cuts refers to when there is reduction in tax payment along with the government revenue.
The main reason for Tax cuts is to decrease the income of government and to increase the income of tax payers.In conclusion, the larger impact will be felt on aggregate demand in the economy and the Larger MPC when there is tax cut.
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Jim paid $250,000 for an apartment building with a fair market value of $260,000. At the time of the sale, the building was appraised at $225,000. For income tax purposes, what would be the basis of the apartment building
The amount of $225,000 will be the would be the basis of the apartment building for income tax purposes.
Basically, the cost basis is the purchase cost which is $225,000.
The fair market value and appraised cost does not have anything to do with tax basis for income tax purposes.
In conclusion, the amount of $225,000 will be the would be the basis of the apartment building for income tax purposes
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Amelie received an email that claimed to be from a Nigerian prince who needed help setting up
a bank account but would pay thousands of dollars if Amelie helped him. What kind of email is
this?
a) Ad
b) Spam
c) Junk
d) Support
Answer:
Explanation:
Spam
Which of the following expressions is equal to the total investment of a no-load mutual fund? a. Net assets Ă· number of shares b. Net asset value Ă· number of shares c. Net asset value x number of shares d. Offer price x number of shares.
The answer choice which is equal to the total investment of a no-load mutual fund is:
C. Net asset value x number of sharesAccording to the given question, we are asked to state the answer choice which is equal to the total investment of a no-load mutual fund and how this affects the market shares.
As a result of this, we can see that in a no-load mutual fund, there has to be the net asset value which is multiplied by the number of shares which a person currently holds and is equal to the total investment made.
With this in mind, a net asset is the total assets which a company has after the liabilities have been removed.
Mathematically, it is calculated by making an addition of the total fixed assets plus the total current assets minus the total liabilities.
Hence, the total investment of a no-load mutual fund is found by the net asset value multiplied by the number of shares.
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A credit card is not considered money because A. it is not a store of value. B. it simply defers rather than completes transactions that ultimately involve the use of money. C. it is not a unit of accounting. D. All of the above.
Imagine that you are the mayor of your town. In an upcoming election, you would like the citizens to vote yes for a gambling establishment to locate in your town. Prepare a short speech encouraging the people of the town to vote yes on your proposal. (8-10 sentences)
Answer:
Although Gambling is a bit of a controversial topic, there are many upsides to the activity. The biggest problem many see with gambling is the chance of becoming addicted. Addiction is a state of mind. If you feel that you would easy become addicted, don't partake. Gambling doesn't have to be an addictive activity. Just like any activity, it is designed for fun and gain. Of course, there will be instances where you will lose, however; it is apart of the sport. As long as you are careful, you will be okay. To encourage more activities in this town, please, vote yes.
Explanation:
Income taxes are taxes that are paid on any financial gain. Purchased goods. Homes, land, or property. Special goods and activities.
Income taxes are those taxes that are paid on any financial gain.
Income taxes are a progressive type of tax system. Them are taxes that are paid on all forms of income.
This type of tax , taxes those that have more income that those that have lower income.
The government uses the income tax to fund several public services and also use it for the provision of goods to the citizens in the country.
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Answer:
any financial gain
Explanation:
e2022
Which of the following goods would be included in the calculation of gross domestic product? Select the two correct answers. (1 point)
1.Steel sold to an automobile manufacturer.
2.Notebooks sold to students.
3.French fries sold to customers at a restaurant.
4.Chemicals sold to pharmaceutical developers.
5.Lumber sold to construction firms.
Considering the available options, the goods that would be included in the calculation of gross domestic product include "Notebooks sold to students."
The other good that would be included in the calculation of GDP is "French fries sold to customers at a restaurant."
What is GDP?GDP or Gross Domestic Product as it's generally defined as the summation of consumer spending (C), business investment (I), government spending (G), and net exports.
Consumer spending is the sales of used goods and sales from inventories of goods.
Here the used goods include the Notebooks sold to students and French fries sold to customers at a restaurant.
Hence, in this case, it is concluded that the correct answer is options B and C.
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2. Three years ago, Shawheen deposited $5,000 in a savings account. Today, the account is worth
$5,306.04 even though he never deposited any more money. Why does the account have more money
today than it did three years ago? In your response, also explain why the initial deposit may have had
more purchasing power three years ago. (8 points)
The amount of money Shawheen deposited in his savings account increased in value because of the interest rate his account earns.
The initial deposit might have a higher purchasing power because of inflation.
When money is deposited in a savings account, the amount of money earns interest.
The value of the interest rate can be determined using this formula: interest earned / (time x amount deposited)
Interest earned = $$5,306.04 - $5,000 = $306.04
Interest rate = $306.04 / (3 x $5000) = 2.04%
Inflation is the persistent rise in the general price levels. Inflation reduces the purchasing power of money.
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QuickMovers limits the size of the packages it delivers to 75 pounds. This is
an example of what type of requirement?
O A. Internal
O B. Voluntary
O C. Government
O D. External
Answer:
internal
Explanation:
i took the test
the effect of an increase in the price level on the aggregate-demand curve is represented by a
Answer:
movement to the left along a given aggregate-demand curve.
Explanation:
Post Oak Mall contains two department stores, numerous specialty stores, a movies theater, and various restaurants. Since it does not contain any convenience stores, Post Oak Mall is an example of a(n) _____ shopping center.
Because Post Oak Mall does not contain convenience stores, then, Post Oak Mall is an example of a regional shopping center.
A regional shopping center refers to a large shopping area meant to provide goods and services to people living in a particular area or state
A regional shopping center usually contain at least departmental store and any number of speciality stores.
Hence, because the shopping center does not contain any convenience stores, then, it is a regional shopping center
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The code requires that realtors advertising clearly identify:
Based on real estate standard practice, the code requires that realtors' advertising identify "the member's professional status or status as a Realtor."
The Code of Ethics for RealtorThe code of ethics for realtors is a document that contains the rules and regulations that guide the practice of realtors.
The code of ethics prevents the clients from being exploited by some unsuspecting realtors.
Hence, based on Article 12 of the National Association of Realtors Code of Ethics, the correct answer is "the member's professional status or status as a Realtor."
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